OVERLORDS OF MONEY

THE TRIUMPH OF THE MONEYLENDERS AND THE COMING WORLD ORDER

 

 

"World events do not occur by accident. They are made to happen, and most of them are staged and managed by those who hold the purse strings."

Denis Healey, British Labour Party minister and Member of Parliament 1952-1992

 

ORIGIN OF BANKING

Banking can be traced back to ancient Mesopotamia, where the first known use of money emerged around 3000 BC. Temples and palaces functioned as early banks, providing a secure place for individuals to store their grain and valuables. People would deposit surplus crops, which the temples safeguarded in exchange for charging interest on the loans they provided.
Around 600 BCE, the Greek city-state of Athens introduced the first standardized coinage system, which facilitated trade and contributed to the growth of banking activities. By lending money to farmers and traders, Greek moneylenders played an integral part in the economy, fostering development beyond local systems to more extensive networks of trade.
Ancient Rome built upon these foundations, establishing a more sophisticated banking system. Roman banks provided currency exchange, storage of valuables, and loans. They played a pivotal role in facilitating commerce across the expansive Roman Empire, extending their services to merchants, soldiers, and citizens.
The fall of the Roman Empire in the 5th century led to a decline in banking activities, but they re-emerged in medieval Europe during the 12th and 13th centuries. The Knights Templar, a religious military order, provided secure storage for valuables and facilitated the transfer of funds for pilgrims traveling to the Holy Land. Their financial network laid the groundwork for modern banking practices.
The eventual resurgence of banking began in the late Middle Ages, spurred by the rise of trade and commerce across Europe. The Italian city-states of Florence, Venice, and Genoa emerged as major banking centers in the 14th and 15th centuries. In Florence, the Medici Bank became a dominant financial institution. The bank's ability to facilitate international trade transactions made it instrumental in the economic expansion of the region.
In 17th century England, gold was a prominent medium of exchange. Goldsmiths, charged a fee to wealthy merchants to hold their gold deposits. Repayment was guaranteed by a note which specified the amount and quality of gold the goldsmith held.

 

 

CENTRAL BANKS

Central banks are not government institutions, but are privately-owned corporations owned by private stockholders (international banks). Although the Chairman of the Federal Reserve (the United States' central bank) and the seven members of the Board of Governors are appointed by the President, The Fed's monetary policy decisions do not have to be approved by the President or by anyone else in the executive or legislative branches of government, and it does not receive funding from Congress.
There are twelve Federal Reserve Bank branches. All twelve branches are owned by private banks as shareholders. The private banks that own The Fed are themselves family-owned, and include: Goldman Sachs, the Rockefellers, the Lehmans and Kuhn Loebs of New York, Israel Moses Seif of Rome, the Lazards of Paris, the Warburgs of Hamburg and the Rothschilds of London and Paris.
Central banks use open market operations to issue money as reserve deposits, which is available only for use by central bank account holders. These account holders are generally large commercial banks and foreign central banks.
The Bank of International Settlements (BIS) in Basel, Switzerland, the central bank of central banks, is the most powerful bank in the world. BIS is owned by the United States Federal Reserve Bank, the Bank of England, the Bank of Italy, the Bank of Canada, the Swiss National Bank, the Netherlands National Bank, the Bundesbank of Germany and the Bank of France - all privately-owned banks. It is virtually immune to the laws of all national governments. There are 58 global central banks belonging to the BIS, and it has vastly more power over the world economy than any politician.
The birth of modern banking is often attributed to the founding of the Bank of Amsterdam in 1609. It functioned as a central bank, stabilizing the value of the local currency and serving as a model for other central banks.
The Bank of England was established in 1694, as the central bank of the United Kingdom. It is one of the oldest and most influential financial institutions in the world. The Bank of England was established during the reign of King William III in response to the government's need to finance its war with France. The Bank became the model on which all subsequent central banks were replicated.
Central banks were able to intervene in banking crises and served as lenders of last resort, but they were very controversial. But they were very controversial. While they promised financial stability, it was feared that they were too powerful.
Once central banks were established, a pattern emerged where unnecessary wars were embarked upon, which increased the national debt and while increasing the profits of the money lenders. Most of these wars were started against countries that had resources that were coveted by the bankers or countries that had implemented interest-free state banking systems, as was the case in the North American colonies.
During the colonial period, the American colonies created their own paper money. They called their currency colonial script or bills of credit. It freed them from the control of the English banks and enabled them to run their financial affairs in an inflation-free environment with few taxes. Throughout the colonies sustained, stable economic growth and prosperity were achieved, which would not have been possible under a privately run banking system based on usury.
In 1764 the Bank of England introduced a Currency Bill, which severely restricted the colonies right to issue their own money and forbade its legal tender status for the payment of private and public debts. Instead the bank ordered them to issue bonds at interest and sell them to the Bank of England in exchange for English money. As a consequence of this law, the economy of the colonies collapsed and within one year more than half the population became unemployed and destitute. The Stamp Act of 1765 was the last straw, but the abolition of the colonial currency was the primary cause of the revolution from 1765 - 1791.

 

"When private bankers usurp control of the money creation process, the inevitable results are recurring cycles of prosperity and poverty, unemployment, embedded inflation and an enormous and ever-increasing transfer of wealth and political power to this tiny clique, who control this exploitative monetary system. Whenever these private and central bankers have been opposed in the past by nations seeking restoration of an honest money system, these parasitic bankers have invariably invoked a "patriotic" war in order to defeat the much maligned "enemy". This has been a feature of almost all wars during the past 300 plus years.
While fiat money is much criticised in some quarters, there is nothing wrong with it, as long as it is issued by government, not by private bankers, and is carefully protected against counterfeiters. Non-fiat money, in contrast, has the serious drawback that whoever sets the prices of gold and silver - private bankers - can control the nation's economy."

A History of Central Banking and the Enslavement of Mankind - Stephen Mitford Goodson, 2014

 

"The United States Federal Reserve Bank instead of functioning as the people's banker of the bankers, has operated solely as a private bank for the benefit of private bankers. It comes as no surprise that in its 104 years of existence its accounts have never been submitted to public audit.
The following are the bank's principal shareholders - 2017
Rothschild Banks of London and Berlin,
Lazard Brothers Banks of Paris,
Israel Moses Sieff Banks of Italy,
Warburg Bank of Hamburg and Amsterdam,
Shearson American Express,
Goldman Sachs of New York,
JP Morgan Chase Bank."

A History of Central Banking and the Enslavement of Mankind - Stephen Mitford Goodson, 2014

 

"The ultimate aim of the Bank of International Settlements (BIS) is a single world currency, a one world economic system and a global government, where national laws are no longer applicable or relevant. Control of the bank lies with the House of Rothschild through its investments in various central and private banks."

A History of Central Banking and the Enslavement of Mankind - Stephen Mitford Goodson, 2014

 

"The present Federal Reserve System is a flagrant case of the Governments conferring a special privilege upon bankers. The Government hands to the banks its credit, at virtually no cost to the banks, to be loaned out by the bankers for their own private profit. Still worse, however, is the fact that it gives the bankers practically complete control of the amount of money that shall be in circulation.
Not one dollar of these Federal Reserve notes gets into circulation without being borrowed into circulation and without someone paying interest to some bank to keep it circulating. Our present money system is a debt money system. Before a dollar can circulate, a debt must be created. Such a system assumes that you can borrow yourself out of debt."

Willis A. Overholser, A short review and analysis of the history of money in the United States, with an introduction to the current money problem (1936)

 

 

MONEY CREATION AND MONEY SUPPLY

Although central banks can increase the quantity of reserve deposits directly by making loans to account holders or by purchasing assets from account holders (large commercial banks and foreign central banks), the majority of the money that the public uses for conducting transactions is created by commercial banks in the form of bank loans.
Once the loan dollars enter circulation, they become part of the money supply. That money did not exist prior to the bank issuing the loan. The bank actually created the money out of nothing by simply making the loan. It then puts the amount of the loan on its books, and the loan amount becomes an asset of the bank.
The bank has created "money out of thin air".
If no loans are made by banks, no money enters a country's circulation. No money in circulation = no money for salaries and no money for people to spend. No money means no economy, ending in recession, depression, or total economic collapse.
Those who control countries' central banks- private stockholders (international banks) - ultimately control the money supply of those countries. Since almost all countries in the world have private central banks, the power of money creation globally has been brought under the control of a small group of people, who as a result, have obtained complete political control of the world.

 

 

"Every single dollar in circulation has been borrowed at interest - there is no other way to introduce new currency into the economy. When loans are paid back plus the interest, it is absolutely necessary that someone else borrow even more in order to keep the money supply constant. This is insane - except for the bankers running the scam. Not only do we have to borrow every dollar, the dollars are simply issued with literally no cost to the lender. It is counterfeiting on a grand scale. Every dollar in your pocket is a debt someone is paying interest on - and if the government borrowed it, then we all are paying taxes to keep that bill in circulation. In other words, we are renting our money supply forever instead of having a currency backed by gold/silver or any combination of hard commodities Credit is necessary for business but to force people to accept IOUs in lieu of cash is wrong."

Robert Hemphill, Credit Manager of Federal Reserve Bank, Atlanta, Ga, 1939

 

"The modern banking system manufactures money out of nothing. This process is perhaps the most astounding piece of sleight of hand that was ever invented. Banking was conceived in inequity and born in sin. Bankers own the earth. Take it away from them but leave them the power to create money, and, with the flick of a pen they will create enough money to buy it back again if you want to continue to be the slaves of the bankers and pay the cost of your own slavery, then let bankers continue to create money and control credit."

Sir Josiah Stamp, Director of the Bank of England and the second richest man in Britain in the 1920s

 

"Powerful industrialists and bankers essentially bribed the politicians in almost every country of the world into giving up their Constitutionally-protected right to print notes for the Treasury. They handed that power over to a private corporation which issued notes called Federal Reserve Notes they are 'debt notes' What we think of as 'money' does not exist; it is borrowed into existence."

Mary Elizabeth Croft, Author

 

"The global financial elite earn interest on every single dollar in existence, because every single dollar in existence has been created and loaned into the economy by them. Accordingly, their debt-based system guarantees that nations will remain forever trapped in debt. As a nation and its citizens attempt to reduce their debt to bankers, they simultaneously reduce their nation's money supply. Paying off all debt would reduce the money supply to zero not only would this be impossible, but financial chaos and "emergency government borrowing" would be triggered long before any significant reduction in debt was achieved."

Professor Carroll Quigley in his book "Tragedy and Hope"

 

"Never in the history of the World has so much power been vested in a small body of men as in the Federal Reserve Board. These men have the welfare of the world in their hands and they could upset the rest of us either deliberately or by some unconscious action."

Sir Josiah Stamp in an interview with the New York Evening Post

 

"When you or I write a cheque there must be sufficient funds in our account to write the cheque, but when the Federal Reserve writes a cheque there is no bank deposit on which that cheque is drawn. When the Federal Reserve writes a cheque it is creating money."

Federal Reserve Bank of Boston

 

"By increasing the money supply with loans, international bankers/merchant bankers increase the indebtedness of others and drive prices up. Then, by decreasing the money supply, they can force many debtors into foreclosure and confiscate whatever collateral was pledged to secure their loans. This manipulation of the money supply is a prominent aspect of the so-called business cycle and it is destructive to business and industry."

Professor Carroll Quigley in his book "Tragedy and Hope"

 

"The Federal Reserve Act of 1913 gave the bankers complete control of the money and thereby the control of the economy. They issue and own all the money in the nation When the government borrows one billion dollars, it turns over to the bankers an interest-bearing, tax-free government bond and receives that amount in credit. As our banking laws require only a 20 percent reserve, the bankers can create an additional $4 billion in credit and lend it at interest to states, municipalities, businesses, and individuals.
The only way the interest gets back into circulation is by more and more borrowing from the bankers, otherwise there would soon be no money in circulation. The debt and the interest go higher just to keep the same amount of money in circulation."

Dr. Franklin Snook, Author of America Needs the Divine Law

 

"Central banks facilitate money creation through open market operations, where they purchase
government bonds or assets, injecting new money into the banking system. During crises or wars, central banks engage in quantitative easing (QE)-a process of large-scale asset purchases that significantly increases the money supply."

Professor Carroll Quigley in his book "Tragedy and Hope"

 

"The Federal Reserve is an independent, privately-owned corporation. The Federal Reserve central bank (known as simply "The FED") is owned by private commercial banks, the largest of which are Citibank and JPMorgan Chase company. These two banks are part of the empires built by JPMorgan and John D. Rockefeller, who orchestrated the Federal Reserve Act in 1913. The 'Federal Reserve' is actually an independent, privately owned corporation. It consists of twelve regional Federal Reserve banks owned by commercial member banks. Privately-owned banks own the shares of the Federal Reserve."

Ellen Brown, author

 

"Central banks, such as the Federal Reserve in the U.S., play a crucial role in the process of money creation during wartime. Central banks can increase the money supply by purchasing government debt or war bonds, which is essentially a way of creating money out of thin air. This action increases the reserves held by commercial banks, which can then lend more money into the economy, multiplying the initial amount through the fractional reserve banking system.
The decision to finance war through money creation-rather than through taxation or borrowing in the
open market-can significantly increase the money supply and lead to inflation."

Professor Carroll Quigley in his book "Tragedy and Hope"

 

"The Rothschilds have been in control of the world's money supply for more than two centuries In 1791, the Rothschild family gained control of America's money supply through Alexander Hamilton (the family's agent in George Washington's cabinet) when the family established a central bank in the U.S. named the First Bank of the United States, which received a 20-year charter from Congress in 1791 When Congress refused to renew the charter in 1812, the Rothschilds threatened the U.S. with a "most disastrous war" with Britain. The U.S. stood firm. Following through on their threat, a second war broke out between the U.S. and Britain. The British war effort was financed by the Rothschilds. When the war ended in 1815, U.S. finances were in shambles. By 1816, Congress passed a bill authorizing a second Rothschild-dominated central bank with a 20-year charter. Named the Second Bank of America, this bank gave the Rothschilds control of the American money supply again In 1913, the Rothschilds established their last and current central bank in America -- the Federal Reserve Bank. This independent bank regulates and controls America's money supply and monetary policies. Even though the Federal Reserve is overseen by a board of governors appointed by the President of the United States, the bank's real control still resides with the Rothschild family."

The Rothschilds: Controlling the World's Money Supply for More Than Two Centuries, donaldwatkins.com, December 27, 2019

 

FIAT MONEY AND FRACTIONAL RESERVE BANKING

 

FIAT MONEY

Fiat money is a currency issued by a government that is backed by the authority and power of that government and its economy rather than a physical commodity. Historically, governments would mint money out of gold and silver, metals with inherent value. Fiat money, however, is not based on the value of any commodity. Its value exists because the issuing government has declared that it has value; hence the term "fiat", is from the Latin "let it be". Most modern paper currencies are fiat currencies, including the U.S. dollar, the euro, and other major global currencies.

 

 

FRACTIONAL RESERVE BANKING

In the Middle Ages, goldsmiths accepted deposits of gold for safekeeping in their vaults. They began issuing in gold receipts (loans with interest) up to ten times the amount of gold they had received in deposits. This is the origin of fractional reserve banking.
Fractional reserve banking is a system in which banks are required to keep only a small portion of their customers' deposits as reserves, while the rest can be used to issue loans. If a bank receives a $1,000 deposit and the reserve requirement is 10%, it must hold $100 in reserve and can lend out the remaining $900. This practice enables banks to create new money in the economy through lending, as the deposited funds are simultaneously recorded as liabilities for the bank and assets for the depositors.
In March 2020, the Federal Reserve - the United States' central bank - lowered the reserve requirement ratio - the minimum percentage of deposits kept as reserves - to 0%, meaning there's no reserve requirement for banks.

 

 

"For generations men had sought to avoid the one drawback of gold, its heaviness, by using pieces of paper to represent specific pieces of gold. Today we call such pieces of paper gold certificates. Such a certificate entitles its bearer to exchange it for its piece of gold on demand, but in view of the convenience of paper, only a small fraction of certificate holders ever did make such demands. It early became clear that gold need be held on hand only to the amount needed to cover the fraction of certificates likely to be presented for payment; accordingly, the rest of the gold could be used for business purposes, or, what amounts to the same thing, a volume of certificates could be issued greater than the volume of gold reserved for payment of demands against them. Such an excess volume of paper claims against reserves we now call bank notes. In effect, this creation of paper claims greater than the reserves available means that bankers were creating money out of nothing."

Professor Carroll Quigley in his book "Tragedy and Hope"

 

"One feature of banking that cries out for reform is "fractional reserve banking", i.e. the practice whereby private banksare in effect coining their own money and putting it into circulation, a prerogative that ought to be reserved for governments. Under the system of fractional reserve banking, profits from any expansion of the money supply go to private banks rather than being used by the government to provide social services. This is basically fraudulent and unjust; the banks are in effect issuing their own counterfeit money. When the economy contracts instead of expanding, the effect of fractional reserve banking is still worse."

John Scales Avery, an Associate Professor in quantum chemistry at the University of Copenhagen, and a member of the group that received the Nobel Peace Prize in 1995

 

"Money is often perceived as a finite resource controlled by central banks and backed by tangible assets such as gold or government reserves. However, in the modern banking system, money is primarily created through the process of credit issuance by commercial banks. This ability to generate money "out of thin air" is particularly amplified during periods of war when governments require massive financial resources to fund military operations."

Professor Carroll Quigley in his book "Tragedy and Hope"

 

"Governments require large sums of money to fund military operations, and they often
turn to central and private banks for loans. This leads to an increase in money supply, which banks create through fractional reserve banking. In many cases, central banks, in collaboration with private financial institutions, print money or issue bonds to finance war efforts. This process creates debt, which becomes a lucrative asset for banks as they collect interest payments long after the war has ended."

Professor Carroll Quigley in his book "Tragedy and Hope"

 

"I am afraid that the ordinary citizen will not like to be told that the banks can, and do, create and destroy money. The amount of money in existence varies only with the action of the banks in increasing or decreasing deposits and bank purchases. Every loan, overdraft or bank purchase creates a deposit, and every repayment or bank sale destroys a deposit... And they who control the credit of a nation, direct the policy of Governments and hold in the hollow of their hands the destiny of the people."

Reginald McKenna, a former Chancellor of the Exchequer, addressing the shareholders as Chairman of the Midland Bank, at the Annual General Meeting in January 1924

 

"Most modern economies operate under a fractional reserve banking system, where
banks are required to keep only a fraction of their deposits as reserves while lending out the rest.
When a bank issues a loan, it does not lend existing money but instead creates new money in the form of deposits. This process, known as credit creation, expands the money supply.
For example, if a bank has a reserve requirement of 10%, it can lend out 90% of its deposits. When a customer borrows money, the funds are deposited in another bank account, which can then be loaned out again, leading to a multiplier effect on money creation."

Professor Carroll Quigley in his book "Tragedy and Hope"

 

"Every country suspended the gold standard at the outbreak of the war [WWI]... This removed the automatic limitation on the supply of paper money. Then each country proceeded to pay for the war by borrowing from the banks. The banks created the money which they then lent by merely giving the Government a deposit of any size against which the Government could draw checks. The banks were no longer limited in the amount of credit they could create because they no longer had to pay out gold for checks on demand. Thus the creation of money in the form of credit by the banks was limited only by the demands of its borrowers."

Carroll Quigley in his book "Tragedy and Hope"

 

 

SOVEREIGN DEBT

In medieval times, the Catholic Church's prohibition of usury meant that lending at interest was often left to marginalized groups. Despite religious restrictions, the need for capital and credit spurred the growth of banking systems.
As European nations began to explore and colonize other parts of the world, the concept of national debt became increasingly important. The funding of voyages and military expeditions often required substantial loans, which were expected to be repaid with interest from the wealth generated by these new colonies.
By the 18th century, national debts were a common and accepted part of state finance, with countries borrowing to fund wars and territorial expansion.
The power to create debt-money has resulted in the power to manipulate the global economy. Representative democracy is an illusion. Those that control the debt-money creation process wield the power to control the world, regardless of the political system (capitalism, socialism, communism, etc.).
Sovereign debt refers to the total amount of money that a country's national government owes to its creditors. It is typically raised by issuing debt instruments such as bonds, treasury bills, and loans, either in the domestic market or from international sources. This debt can be held by private investors, financial institutions, foreign governments, or multilateral organizations like the International Monetary Fund (IMF) and the World Bank. Sovereign debt is used to finance budget deficits when government expenditures exceed revenues from taxes and other income sources. The loans require repayment with interest.
The total debt incurred by governments of the world cannot ever be repaid as there is always more debt in the system than ability to repay. The total debt is always greater than the amount of money in circulation.
Virtually every national government of the world owes vast amounts of debt and, are, therefore in debt servitude to the privately-owned international banking system.

 

 

"The modern world's financial system, an updating of the Babylonian monetary system of taxes and money creation, was perfected in Frankfurt, Germany. Mayer Amschel Bauer (later Rothschild) discovered that although loans to farmers and small businesses could be profitable, the real profits lay in making loans to governments."

The World Order - Study In the Hegemony of Parasitism by Eustace Mullins, 1985

 

"Governments borrow money when their own income from taxes, fees, etc. are not adequate to fund government expenses, including government employee salaries, social services, infrastructure maintenance and improvements, military expenses, and wars."

IMF.org - What is sovereign debt?

 

"Governments everywhere are in debt, who are they in debt to? The answer is that they are in debt to private banks. The 'cruel hoax' is that governments are in debt for money created on a computer screen, money they could have created themselves."

Ellen Brown, Author the book 'The Web of Debt'

 

"The power of investment bankers over governments rests on a number of factors, of which the most significant, perhaps, is the need of governments to borrow money. Just as businessmen go to commercial banks for current capital advances so a government has to go to merchant bankers (or institutions controlled by them) to tide over the shallow places caused by irregular tax receipts. As experts in government bonds, the international bankers not only handled the necessary advances but provided advice to government officials and, on many occasions, placed their own members in official posts In addition to their power over government based on government financing and personal influence, bankers could steer governments in ways they wished them to go by other pressures. Since most government officials felt ignorant of finance, they sought advice from bankers whom they considered to be experts in the field. The history of the last century shows that the advice given to governments by bankers, like the advice they gave to industrialists, was consistently good for bankers, but was often disastrous for governments, businessmen, and the people generally. Such advice could be enforced if necessary by manipulation of exchanges, gold flows, discount rates, and even levels of business activity."

Carroll Quigley in his book Tragedy and Hope

 

"If money is borrowed into existence, then that is all that exists. So where is the interest? It doesn't exist. How can it possibly be paid? It can't be (fully) paid because it is not part of what is created. It simply does not exist. "

Mary Elizabeth Croft, Author

 

"The global financial elite create, destroy, and direct as much money as they see fit. They earn interest on every single dollar in existence, because every single dollar in existence has been created and loaned into the economy by them. Accordingly, their debt-based system guarantees that nations will remain forever trapped in debt. As a nation and its citizens attempt to reduce their debt to bankers, they simultaneously reduce their nation's money supply. Paying off all debt would reduce the money supply to zero not only would this be impossible, but financial chaos and "emergency government borrowing" would be triggered long before any significant reduction in debt was achieved."

Carroll Quigley in his book Tragedy and Hope

 

"International bankers make money by extending credit to governments. The greater the debt of the political state, the larger the interest returned to lenders. The national banks of Europe are (also) owned and controlled by private interests. We recognize in a hazy sort of way that the Rothschilds and the Warburgs of Europe and the houses of JP Morgan, Kuhn Loeb & Co., Schiff, Lehman and Rockefeller possess and control vast wealth. How they acquire this vast financial power and employ it is a mystery to most of us."

Sen. Barry Goldwater (R-AZ)

 

"Nathan Rothschild opened N M Rothschild & Sons in 1811. He would pioneer the strategy of lending to governments during wartime, and having the winner cover the loser's debt."

Professor Roland Usher in his book "Pan Americanism", 1913

 

"The International Monetary Fund (IMF) and World Bank - both founded under Rothschild-style banking principles - trap nations in debt. When countries accept loans from the IMF or World Bank, they are forced to adopt austerity measures, which give foreign banks control over their economies. The goal? Permanent financial dependency."

Professor Roland Usher in his book "Pan Americanism", 1913

 

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